The wholesale rates your processor pays — published by the card networks themselves. Pick a brand, card tier, and how the card was presented to see the interchange, the network assessment, and the wholesale total, each cited to the network's own table.
Why this table exists
Every processor pays the same wholesale rates — the difference between processors is the markup on top. When you know the published floor, padding has nowhere to hide. Use these rows in the padding checker to estimate your own markup, or bring them to a free audit and we will do the arithmetic for you.